Benefits designed for police and fire fighters, by Police and fire fighters.

The Jacksonville chapters of the Fraternal Order of Police (FOP) and International Association of Fire Fighters (IAFF) have teamed up to provide you benefits through the Jacksonville Police Officers and Fire Fighters Health Insurance Trust (JPOFFHIT).

2026 Open Enrollment

Make your 2026 elections during Open Enrollment: October 13th - November 2nd, 2025.

Eligibility Information

When You Are First Hired

Your coverage begins the first day of the month following 30 days of employment.

You must complete your enrollment prior to your eligibility date and all required documentation must be provided at least ten days prior to your eligibility date.

During Open Enrollment

Open Enrollment is your opportunity to evaluate your benefit options and make changes for the following year.

Benefits selected during Open Enrollment are effective January - December.

When You Retire

You must complete your enrollment within 30 days of your retirement.

All required documentation must be provided at least ten days prior to your eligibility date.

Qualifying Life Event

Mid-year benefit elections can only be changed if you experience a Qualified Life Event (QLE). Examples of QLE include: Birth, adoption, legal guardianship or placement for adoption; Marriage, divorce or annulment; Death of a dependent; Gain or Less of other creditable coverage for spouse or dependent.

During the QLE, you may add or drop coverage for you or your eligible dependents. You cannot change plan types during a QLE. All required documentation must be provided within 30 days of the event.

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Member Support

The JPOFFHIT Benefits Support Team is here to help.

We're available Monday through Friday between 8 AM - 5 PM to answer your questions over the phone. You may also email us and we'll reply back as soon as we can.

Get in touch